Cryptolending

Put your USDC to work. Borrowers access liquidity by providing overcollateralized crypto, while you earn monthly income.

Everything is transparent, and you can withdraw anytime — no lock-ups.

Deposit, earn, withdraw

100.00

01. Deposit USDC

Add USDC to a lending pool — from 1 USDC.

4%

02. Earn at a stable rate

Borrowers pay interest to lenders while the loan is open.

WITHDRAWAL

5,000

Income+18.6%

03. Withdraw

Take back your deposit plus the interest earned.

You’re repaid first

Every loan is backed by more Bitcoin than it borrows — a built-in cushion if the price falls.

Over-collateralization

Borrowers always lock more than they borrow

If Bitcoin drops far enough, the collateral is sold automatically and your USDC returns to the pool — the interest accrued stays your profit.

Engineered for reliability

  • Over-collateralization

    The loan is always smaller than the collateral behind it.

  • Isolated markets

    Each market stands on its own collateral — a sharp drop in one asset won’t drag the others down.

  • Demand-driven yield

    Your rate rises when demand for loans rises.

  • Auto-liquidation

    A position that gets too risky is closed automatically — before it goes into the red.

  • No lock-up

    No maturity date — withdraw whenever you want, while the market has free funds.

  • USDC on-chain

    Your money stays in USDC, and every transaction runs through an open smart contract.

How we handle risks

  • The rate is visible in real time, and there’s no maturity date — if the yield drops, exit without losing your principal.

  • A collateral buffer and auto-liquidation close the position before the collateral stops covering the debt.

  • High utilization pushes the rate up, encouraging repayments and new liquidity. You can also spread funds across markets.

  • The contract is open and verifiable on Base, and isolated markets keep a problem in one from touching the others.